Bikepacking Insurance

  • Specialist cover for bikepacking
  • Bike equipment cover
  • Search and rescue for bikepacking
Award winning insurance

Recognised for our specialist approach
to sports and travel insurance.

Trusted by 75,000+ customers

Exceptional-rated cover from thousands of active travellers.

Backed by AXA XL

Buy with confidence with cover
underwritten by a leading insurer.

What does bikepacking travel insurance cover?

Our bikepacking travel insurance is built for riders heading off the beaten track.

It combines sports-specific bike cover with crucial travel cover to provide a complete policy for activity holiday.

Our bikepacking policy can include emergency medical treatment & repatriation, trip cancellation or curtailment, bike & equipment cover, search & rescue and travel disruption.

 

Our policies provide three different types of cover: Sports travel insurance, Sports accident, and Activity Top-Up. Please ensure you select the most suitable cover for your activity, when you get a quote and always review your policy documents.

 Sports equipment is excluded under our bolt‑on cover.

CoverageBronzeSilverGold
Emergency Medical Expenses and Repatriation
£10,000,000
£90 Excess
£10,000,000
£90 Excess
£10,000,000
£90 Excess
Cancellation and Curtailment
£1,000
£90 Excess
£2,500
£90 Excess
£5,000
£90 Excess
Personal Liability
£2,000,000
£90 Excess
£2,000,000
£90 Excess
£2,000,000
£90 Excess
Baggage and Personal Effects
£1,000
£90 Excess
£1,500
£90 Excess
£2,500
£90 Excess
Delayed Baggage
Nil
Nil Excess
£150
Nil Excess
£300
Nil Excess
Sports Equipment
£200
£90 + 10% Excess
£400
£90 + 10% Excess
upgrade available
£600
£90 + 10% Excess
Activity and Race Entry Fees
£300
£90 Excess
£600
£90 Excess
£900
£90 Excess
Legal Expenses and Advice
£25,000
£90 Excess
£35,000
£90 Excess
£50,000
£90 Excess
Search and Rescue
£15,000
£90 Excess
£25,000
£90 Excess
£50,000
£90 Excess
Personal Accident
£10,000
Nil Excess
£15,000
Nil Excess
£25,000
Nil Excess
Travel Delay Abandonment and Missed Departure
£1,500
£90 Excess
£2,500
£90 Excess
£5,000
£90 Excess
Money and Documents
£200
£90 Excess
£400
£90 Excess
£500
£90 Excess
Catastrophe
£150
Nil Excess
£250
Nil Excess
£500
Nil Excess
Hijack
£300
Nil Excess
£500
Nil Excess
£1,000
Nil Excess
Inconvenience Benefit
£100
Nil Excess
£500
Nil Excess
£1,000
Nil Excess
Personal Assistance
Included
Nil Excess
Included
Nil Excess
Included
Nil Excess

Only a summary of the policy’s coverage is presented on this page. Read these documents to fully understand what is and isn’t covered

Thousands rate how easy it is

We’ve refined our process to make buying sports insurance abroad simple but thorough, with cover designed around the activities you take part in, from training trips and competitions to active holidays overseas.

Our Claims Record

Average pay out for each insurance claim

£1,599.09

How to make a claim

Choose your policy, find the forms you need

Download and complete forms

Submit your claims for review

A Recent Claim Example

“One of our policyholders became unwell while in South Africa to play Cricket. They sought medical treatment and were treated for suspected appendicitis, with symptoms of stomach cramps, high fever and nausea. Because they secured our Sports Travel Insurance, they were covered to seek medical treatment.”

Total Paid Out

£5,971.47

Claim Type

Medical Assistance

Policy Type

Sports Travel Insurance

Incident

Medical assistance

Policy Excess Applied

£90.00

Location

South Africa

Disclaimer

Data relates to all SportsCover Direct Insurance claims from Jan to Dec 2025 inclusive. Claim example from 2025.

Medical cover explained

We provide cover that considers your medical circumstances. Complete a medical declaration to ensure you’re properly protected, as part of the quotation process.*

*Please note, just because you’ve declared a medical condition or injury doesn’t mean it is automatically covered. The insurer needs to assess it first and will inform you by email if any terms apply.

Medical conditions must be declared

All pre-existing conditions considered

Cover available up to age 74

We'll review your details

Most declarations don't mean exclusion

Any terms will be confirmed by email

Why choose us

SportsCover Direct is a specialist insurance provider focused entirely on sport. For over 30 years, we’ve helped athletes, teams and organisations get the protection they need, whether they’re travelling, competing, or training abroad or in the UK.

Covering 500+ sports

Fast online quotes

Established over 30 years

UK-based support team

Get specialist cover in minutes

Covering over 500 sports with quick online quotes and UK- based support, if you need it.

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