Help & Support

Insurance can sometimes feel complicated. We’re here to help keep things simple.

From making a claim and renewing your policy to finding answers in our FAQs, you can quickly find the support you need.

Updating payment details

You can update your payment card details seamlessly via your Customer Area account. Login to your account via the link below and complete the process in just a few minutes.

Manage your policy

You can easily find all the information you need about your policy renewal, explore options for upgrading your benefits, and access copies of your policy documentation by logging into your Customer Area.

Claims & emergency assistance

For further information on claims and 24 hour assistance, please see the Claims page.

FAQs

The fastest way to get help is to contact our support team directly using the details on our website. For urgent questions, please include your policy number, contact details and a short summary of what you need help with, so we can point you in the right direction as quickly as possible.

The fastest way to get help is to contact our support team directly using the details on our website. For urgent questions, please include your policy number, contact details and a short summary of what you need help with, so we can point you in the right direction as quickly as possible.

Our team is available Monday to Friday, from 9:00 AM to 5:30 PM, (excluding bank holidays) to help with any inquiries. You can reach us through:

  • Live Chat: Accessible on our website during opening hours.

  • Emailsales@sportscoverdirect.com (feel free to email us anytime, and we’ll respond during working hours).

  • Phone01494 484800 (available during our opening hours).

For any out-of-hours requests, simply send us an email, and we’ll get back to you promptly.

The fastest way to get help is to contact our support team directly using the details on our website. For urgent questions, please include your policy number, contact details and a short summary of what you need help with, so we can point you in the right direction as quickly as possible.

To update your policy details or upgrade your policy, please send an email to contact@sportscoverdirect.com with the following details:

  • Full name

  • Postcode

  • Policy number

  • The changes you would like to make to your policy.

A member of our team will be in contact with you to confirm your changes.

To cancel your policy please send an email to contact@sportscoverdirect.com with the following details:

  • Full name

  • Postcode

  • Policy number

  • Reason for cancellation

  • A statement confirming that no incidents have occurred that are likely to result in a claim.

We will then be in touch to confirm cancellation of your policy.

To reset your password please click on the following link: https://secure.sportscoverdirect.com/customer/account/resetpassword

 

If you experience any issues don’t hesitate to contact our friendly customer support team and we’ll be happy to help.

To update your payment details for your policy, you will need to give our team a call on 01494 484800.

The fastest way to get help is to contact our support team directly using the details on our website. For urgent questions, please include your policy number, contact details and a short summary of what you need help with, so we can point you in the right direction as quickly as possible.

Yes, for example Mountaineering (with ropes or guides); Mountain climbing (with ropes or guides); Ice climbing exclude participation in activities where the altitude exceeds four thousand (4,000) metres above sea level whilst undertaken in any territory detailed within Geographical Zone(s) 2 & 3.

Please refer to policy documentation for full details.

Not online but sometimes this is possible if you call us, depending on circumstances.

No, we only insure amateurs or semi-professionals. We define a professional as someone earning more than £5,000 per year from their sport, doing their sport as a full-time occupation: paid or unpaid, or on a sports scholarship. If in doubt, please email or call us to discuss.

Yes, we cover a wide range of winter sports including skiing, snowboarding, off-piste, dog sledding, snowshoeing, ski touring, cross country skiing and more. Find out more details about our Winter Sports Insurance policy.

Yes, please see policy documentation for full details.

Our highly experienced claims team can be contacted Mon – Fri, 9am – 5pm. Visit our Claims page to find out more information about how to make a claim.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

We provide cover for over 500 sports and activities. We split them into seven sports groups, when you select a sport you’re covered for that sport and also all sports in the same sports group and any lower sports groups.

 

Please click on the following link to view all the sports we cover and their corresponding sports group:

 

IMPORTANT INFORMATION
Appearance in the following lists is not a guarantee that we cover travel within your desired country. We will not cover you for travel in areas that the Foreign & Commonwealth Office advise against. We recommend you visit the FCDO site for the latest travel advice.
Cover can be selected for the following four Travel Zones, details of which can be found below:
COUNTRY OF RESIDENCE
Cover for trips within your country of residence which must be pre-booked, and for a minimum of two nights away from your home. Claims under the Emergency Medical Expenses section are excluded.
EUROPE INC EGYPT, MOROCCO AND TUNISIA
Includes the following countries: Albania, Andorra, Austria, Belgium, Bosnia-Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Faroe Islands, Finland, France (including Corsica & Monaco), Germany, Gibraltar, Greece, Hungary, Rep. of Ireland, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Macedonia, Moldova, Montenegro, Morocco, Netherlands, Norway, Poland, Portugal, (inc Azores & Madeira), Romania, Russia, San Marino, Serbia, Slovak Republic, Slovenia, Spain (inc Balearic & Canary, Islands), Sweden, Switzerland, Tunisia, Turkey, Ukraine, United Kingdom (when not country of residence).

WORLDWIDE EXCLUDING USA, CANADA

Cover for travel to all countries (see important information above) except the United States of America and Canada.

WORLDWIDE INCLUDING THE USA, CANADA

Cover for travel world wide.

We can cover multiple extreme sports that are often not covered on other travel insurance policies. Skydiving, Kitesurfing, Canyoning, Off-Piste skiing, Downhill mountain biking are examples of sports we can cover as part of our Sports Travel Policy.

You can also choose our Activity Top-Up cover, for those who already have basic travel insurance but need a specialist activity covered in the short term.

You would need to contact our emergency assistance providers (International Medical Group) who would make arrangements on your behalf. Please note we are unable to cover you whilst participating in any Activity in territories not mapped on the maps issued by the nearest local authority or more than one-hundred and fifty (150) kilometres from the nearest habitation.

Our Sports Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost. However occasionally, special terms may apply following a claim for a medical condition for subsequent claims. Please check policy documentation for further information, which you’ll find with your quote.

It is important because if you have an accident aboard and need medical assistance, you could be forced to pay a lot of money to receive treatment or be repatriated back to the UK. A comprehensive sports travel insurance policy will cover these costs up to the policy limit.

You may also experience flight delays or cancellation of your trip which results in costing you money. These too will be covered under our Sports Travel Insurance policy.

Yes, we provide cover for your sports equipment.

We’ll cover your sports equipment or that which is hired to you during your trip. We’ll pay for:

  • The cost of hiring replacement equipment; or
  • The intrinsic value of the lost or damaged sports equipment; or
  • The cost of repair of your sports equipment

Still need help?

If you have any questions about making a claim or need help with your policy, our team is here to support you.