Award-Winning, Flexible

ACTIVITY TOPUP INSURANCE

Buy your
Activity TopUp Insurance online
in minutes

10% OFF ONLINE*

Buy your
Activity TopUp Insurance online
in minutes

10% OFF ONLINE*

Feefo's Platinum Service Award Logo
4.8/5

Independent Service Rating based on
4611 verified reviews.

Feefo's Platinum Service Award Logo
4.8/5

Independent Service Rating based on
4611 verified reviews.

What does Activity TopUp Insurance cover?

Our Activity TopUp Insurance provides protection in conjunction with your existing travel insurance, which you may have with your bank or another insurer. The policy is designed to cover you to take part in a sport or activity during your trip, a sport or activity that is not covered under your existing travel insurance policy. 

It may also benefit those that will not be covered under their existing travel insurance for taking part in a sporting competition or event. We provide competition and event cover under our Activity TopUp Insurance policy for hundreds of different sports and activities. See specific cover conditions when getting a quote online.  

Any claims unrelated to your sport or activity will need to be referred to your existing travel insurance provider.

1. Travel Insurance Bolt-On

Our Activity TopUp policy is best suited if you have a travel insurance policy with another provider, such as your bank, but it does not include cover for your chosen activity. We can provide a bolt-on style insurance to cover you in these one-off situations.

2. Travel Insurance

If you are travelling abroad to play in a sport, we offer a travel insurance policy that will cover medical expenses should you get injured whilst playing. It will also provide a range of other benefits including trip cancellation cover and equipment protection.

3. Sports Accident Insurance

Our Sports Accident Insurance is designed to protect you for cycling in the UK. Our policy provides a range of benefits including cover for serious injury, and if selected, will include income protection.

Making claims clearer

ON AVERAGE WE PAY OUT 

£703

 FOR EACH TRAVEL INSURANCE CLAIM**

OF OUR POLICY HOLDERS

2.05%

NEEDED TO MAKE A CLAIM**

OUR AVERAGE CLAIMS RATING

4.9/5

ACCORDING TO OUR FEEFO SCORE***

Get an instant quote for Activity TopUp Insurance

Join thousands of sports enthusiasts who choose us every year

Or Call us on 01494 484800

Why choose us

30 Years Experience

We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.

Professional Claims Handling

We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.

Underwritten by Experts

We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.

UK Based Customer Service Team

Our highly experienced Sales team are available to help support you with any questions that you might have.

5-Star Customer Service Rating

Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.

500+ Sports Covered

Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.

What makes out policy different?

Activity TopUp Insurance is a specialised add-on to your standard travel insurance, including cover for medical expenses, repatriation, search and rescue. If you already have a policy in place, with your bank for example, but need cover for an activity or adventurous sport that is excluded by your existing policy.

Keep your premium to an absolute minimum. Select the sport that you require cover for, the zone or country where you will be doing this, and the dates that you will be doing the sport. We cover most adventure sports and activities.

Activity TopUp can be bought before or during your trip providing you have general travel insurance in place and can be taken out for a single day or multiple days as required. Your documents will be emailed to you instantly after purchase.

Please check our full list of sports activities here.

Winter mountain trek

Why do you need Activity TopUp Insurance?

Most standard travel insurance policies do not normally pay out for accidents during certain adventurous or extreme sports unless additional cover is taken out. So, our Activity TopUp policy can provide this additional cover. The main benefits include:

  • Emergency Medical Expenses & Repatriation
  • Cancellation & Curtailment
  • Personal Accident cover
  • Personal Liability
  • Search and Rescue

Frequently Asked Questions

Yes, the Activity TopUp provides protection in conjunction with your existing travel insurance, you will be covered whilst taking part in your sport or activity. Any claims unrelated to your sport you will need to refer to your existing travel insurance provider. You will be asked for details of your travel insurance provider on the following page, all we need to know is the name of the insurance company.

Yes. Activity TopUp can be bought before or during your trip providing you have general travel insurance in place. You can take it out for a single day or multiple days as required. Your documents will be emailed to you instantly after purchase.

Yes, medical conditions do not affect your premium. You will need to declare any medical conditions, injuries or treatment within the last two years and this is then referred to the underwriters who will assess any special terms.

You can purchase our TopUp insurance online up until 74 years old, above this age you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.

Get an instant quote and buy online now!

* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only. 

** Data relates to Sports Travel Insurance claims from Jan 2023 to Dec 2023 inclusive.

*** Feefo rating relates to Sports Travel Insurance claims from Jan 2023 to Dec 2023 inclusive.