The governing body for amateur players England Golf stresses the importance of nurturing junior players – who will become the fee-paying club members of the future. That’s why junior members must get a quality experience on their entry into the sport.
Junior golf insurance plays an essential role in ensuring golfers over the age of 10 are financially protected against claims of negligence whilst out playing on the course. It also protects against the risk of theft or loss of golf equipment.
We are one of the UK’s leading providers of Golf Insurance. Our policy is designed to offer financial protection to golfers of any age or ability, and their equipment, against the risks that are inherent in playing the sport.
Why buy Junior Golf Insurance?
Golf is not a sport renowned for its dangers, but it is worth considering the three main risks faced by players whilst out on the course that is covered by our Golf Insurance. This includes injuries to the player (Personal Accident), damage the player could cause (Personal Liability), and damage to your junior players’ golf clubs (Equipment cover).
Those new to golfing might be under the assumption that your golf club has insurance in place that will protect your junior player against claims that might occur. This is most likely not the case.
Don’t find out the hard way. Whilst the club will be looking out for its interests and liabilities, the liability for injuries or damage your young protégé may have caused remains with you.
The importance of Personal Accident for junior golfers
Whilst not a regular occurrence, whilst playing golf there is always the possibility of being struck by someone else’s ball or even golf club. Junior golf insurance would cover the player in the event of certain medical expenses caused by an injury, such as dental or optical bills.
The need for Personal Liability
Due to junior players’ relative inexperience, personal liability claims are perhaps more likely to occur. A junior player is arguably more likely to play an errant shot that hits someone else or their property, such as cars or buildings close to the course.
Junior golf insurance offers indemnity against claims for such injury and damage and could reduce the worry of such incidents, for both parents and players, whilst they develop their game.
Protecting a junior golfer’s equipment
A set of junior golf clubs is likely to have been considerably less expensive than your own – but you could still do without the expense of replacing any that get misplaced, damaged, or stolen.
So, you will likely rely on your junior golf insurance to keep the youngster’s golf clubs and equipment safely covered.
As a parent of a young golfer, you may wonder whether their golf equipment is already covered by your home insurance, this could be a grey area – and one that you’ll not want to test with a failed insurance claim.
The fact is that some home insurance policies will cover the theft, loss, or damage to golf equipment only when it’s at home and not whilst on the golf course.
Our Golf Insurance goes that extra mile by covering your golf clubs and equipment from loss, theft, and damage, whether that be at home or on the course in the UK or abroad.
We hope this brief blog has highlighted the importance of the precautionary benefits of dependable junior golf insurance. Stay tuned for more informative golf content.