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For those of us who are self-employed or do not get statutory sick pay but still want to enjoy our sport, it can be a scary position to be in should you get injured.
Being injured may mean not being able to work which in turn could affect your ability to pay your mortgage, rent, bills, etc. However, loss of earnings cover or income protection as it is sometimes known will help you out should you sustain a sports injury which leaves you unable to work.
In short, this type of insurance will pay out a proportion of your usual salary if you are unable to work and by not working it means you will not get paid.
Who needs this?
Often anyone who may struggle financially should they be unable to work, this could be;
-Self-employed persons or those contracting
-Those in employment who do not receive statutory sick pay
-Those with dependents
-Those who would be unable to pay bills, etc without a salary
How much does it pay out?
Each insurance will be different so it is important to check exactly how much they will pay out in the event of you being injured. At SportsCover Direct we will pay out up to 75% of your normal weekly income, you can select the amount of protection in £50 increments up to a maximum of £1,000.
How long does it pay out for?
Again each insurance will be different so it is important to check their terms. At SportsCover Direct we will pay out up to 26 weeks if needed excluding the first 14 days.
At SportsCover Direct our Sports Accident Insurance can provide loss of earnings cover for any of the 400+ sports we cover. So no matter what activity or sport you are doing, if you are worried about income should you have an accident, we’ve got you covered.
To find out more about out sports accident insurance click here.