KAYAKING INSURANCE

Standard travel insurance policies do not always cover adventure sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your kayaking equipment in transit to and from your destination.

Yes, our Kayaking Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

The grading system is a standardized scale that relates to the International Scale of River Difficulty. It reflects the technical difficulty and skill level required associated with the section of river/sea. We categorise our Kayaking Insurance into 3 separate policies: up to grade 3/sea, grade 4 & 5, and above grade 5.

Up to grade 3/sea
Clear passages, numerous but manageable waves, some rocks. Most white water kayaking in UK (Tay in Scotland, Dee in Wales, Tyne in North England)

Grade 4 & 5:
“Difficult and very difficult”. Long, sometimes violent rapids, high waves, dangerous rocks, steep gradient, big drops – close study essential, demands expert experience and quality equipment

Above grade 5:
“Exceedingly difficult”. Extremely violent rapids following each other almost without interruption, riverbed mostly obstructed, very steep gradient – close study often difficult/impossible, demands specialist skill.