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specialist Polo Insurance online in minutes


Feefo 2024

Independent Service Rating based on
4770 verified reviews.

Feefo 2024

Independent Service Rating based on
4770 verified reviews.

Our Polo Insurance policy options

Put simply, we offer three different policy options…

1. Travel Insurance

Our Sports Travel Insurance will cover you whilst playing polo abroad for leisure or competition, and includes cover for medical and repatriation costs, trip cancellation and curtailment, plus more.

2. Travel Insurance Bolt-On

If you have an existing travel insurance policy in place with another provider such as your bank but it does not include cover for polo, we can provide a bolt-on style of protection for your trip.

3. Sports Accident Insurance

Our Sports Accident Insurance is designed to protect you whilst playing polo in the UK, whether that be for leisure or competition. The policy provides a range of benefits including personal accident and income protection.

Making claims clearer










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Why choose us

30 Years Experience

We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.

Professional Claims Handling

We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.

Underwritten by Experts

We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.

UK Based Customer Service Team

Our highly experienced Sales team are available to help support you with any questions that you might have.

5-Star Customer Service Rating

Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.

500+ Sports Covered

Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.

What makes our policy different?

Many standard travel insurance policies will not cover Polo as standard and even if they do, there will likely be exclusions for taking part in competitions, making a specialist policy necessary in these cases.

At SportsCover Direct we offer Sports Travel and Sports Accident Insurance with the following main benefits:

If you are heading abroad to play polo, our travel insurance could protect you from the financial blowbacks of medical costs, cancellations, travel delays and more, plus cover you for taking part in the sport.

In comparison, our sports accident policy is designed to cover you for playing polo in the UK.  Should you sustain an accident or suffer an injury whilst taking part in the sport, our insurance could protect you with benefits such as broken bone, personal accident and income protection cover. 

We exclude cover for personal liability as we would expect the owner of the horse to have separate insurance which would provide cover for any damage or injuries that it caused.

Why Polo Insurance cr

Why do you need Polo Insurance?

We classify Polo as a high risk and extremely hazardous sport. The balls are hit at high speeds, the mallets are swung dangerously, and the horses are running at top speed with riders leaning from their saddles. These conditions have a high risk of injury to both the horse and rider.

Falls are the most common reason for injuries, in addition to head, arm, wrist, knee and ankle traumas. In rare cases, the backbone gets injured, or a muscle could rupture.

Whilst no-one can prevent accidents from happening we all have it in our power to reduce the effects when they do. It is highly recommended that you take out adequate insurance for protection against potential injuries.

Frequently Asked Questions

Yes – we don’t consider a polo competition to be riskier than doing the activity as a leisure pursuit, so we don’t charge a higher premium for that.

Yes, our Polo Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

You can purchase our Polo Insurance online up until 74 years old. Above this age, you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.

* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only. 

** Data relates to Sports Travel Insurance claims from Jan 2023 to Dec 2023 inclusive.

*** Feefo rating relates to Sports Travel Insurance claims review score from Jan 2023 to Dec 2023 inclusive. 

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