Award-Winning, Flexible
POLO INSURANCE
- Worldwide Travel Insurance for Polo
- Cover for training and competitions
- Medical Costs & Repatriation
Our Polo Insurance policy options
Put simply, we offer three different policy options…
1. Travel Insurance
Our Sports Travel Insurance will cover you whilst playing polo abroad for leisure or competition, and includes cover for medical and repatriation costs, trip cancellation and curtailment, plus more.
2. Travel Insurance Bolt-On
If you have an existing travel insurance policy in place with another provider such as your bank but it does not include cover for polo, we can provide a bolt-on style of protection for your trip.
3. Sports Accident Insurance
Our Sports Accident Insurance is designed to protect you whilst playing polo in the UK, whether that be for leisure or competition. The policy provides a range of benefits including personal accident and income protection.
Our claims record
HIGHEST PAID CLAIM
£174,984.64
FOR AN INSURANCE CLAIM**
AVERAGE PAY OUT
£1,295.07
FOR EACH INSURANCE CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
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Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
What is polo insurance?
Many standard travel insurance policies will not cover Polo as standard and even if they do, there will likely be exclusions for taking part in competitions, making a specialist policy necessary in these cases.
At SportsCover Direct we offer Sports Travel and Sports Accident Insurance with the following main benefits:
If you are heading abroad to play polo, our travel insurance could protect you from the financial blowbacks of medical costs, cancellations, travel delays and more, plus cover you for taking part in the sport.
In comparison, our sports accident policy is designed to cover you for playing polo in the UK. Should you sustain an accident or suffer an injury whilst taking part in the sport, our insurance could protect you with benefits such as broken bone, personal accident and income protection cover.
We exclude cover for personal liability as we would expect the owner of the horse to have separate insurance which would provide cover for any damage or injuries that it caused.
What does polo travel insurance cover?
- Emergency Medical Expenses & Repatriation – up to £10 million
- Cancellation & Curtailment – up to £5000
- Personal Accident cover – up to £25,000
- Baggage & personal effects – up to £2500
- Sports Equipment – up to £5,600 (additional premium).
- Search & Rescue – up to £50,000
- Activity & Race Entry Fees – up to £500
- Travel Delay, Abandonment and Missed Departure – up to £5000
Our policy provides bronze, silver and gold cover levels, which correspond to the value of your benefits such as sports equipment, cancellation and baggage. Request a quote to find out more details about the different levels available.
How much does polo insurance cost?
Our polo riding travel insurance varies depending on length of trip, if you opt for single or an annual policy, the level of cover you select, either bronze, silver or gold, plus where you travel to (e.g Europe or USA).
These are example quotes to highlight a single 8-day trip to Europe, selecting polo as an activity.
Example quote: 8 Day single trip to Europe – Polo
- from £130.03 (bronze)*
- from £149.38 (silver)*
- from £181.33 (gold)*
*Prices based on a quote made 6/6/25. Excess may apply.
Why do you need polo insurance?
We classify Polo as a high risk and extremely hazardous sport. The balls are hit at high speeds, the mallets are swung dangerously, and the horses are running at top speed with riders leaning from their saddles. These conditions have a high risk of injury to both the horse and rider.
Falls are the most common reason for injuries, in addition to head, arm, wrist, knee and ankle traumas. In rare cases, the backbone gets injured, or a muscle could rupture.
Whilst no-one can prevent accidents from happening we all have it in our power to reduce the effects when they do. It is highly recommended that you take out adequate insurance for protection against potential injuries.
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Frequently Asked Questions
Yes – we don’t consider a polo competition to be riskier than doing the activity as a leisure pursuit, so we don’t charge a higher premium for that.
Yes, our Polo Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
If you are playing Polo abroad, your polo stick would be covered under sports equipment if it is damaged or stolen.
There are no exclusions for these polo techniques, you are covered for the benefits listed in your policy. Be aware that personal liability coverage is excluded.
Yes, you are covered for practice sessions for the benefits listed in your policy.
No, this should be covered with motor insurance.
If you are playing Polo abroad, your polo stick would be covered under sports equipment if it is damaged or stolen.
These polo activities are not excluded, you are covered for the benefits listed on your policy, provided you are playing as an amateur sportsperson.
No, this policy is designed for the insured to participate in polo as a leisure activity or competition.
No, these would be the responsibility of event organisers.
Yes, you can select other polo variants including polocrosse, water polo, canoe polo and bicycle polo. Choose the appropriate activity when you get a quote.
We can cover sports equipment and personal effects with our polo travel insurance. Your equipment will be covered if stolen from a polo ground you are playing at abroad.
Yes, these polo activities are not excluded, you are covered for the benefits listed on your policy.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to all SportsCover Direct Insurance claims from Jan 2010 to Dec 2024 inclusive.
*** Feefo rating relates to all SportsCover Direct Insurance claims review score from Jan 2024 to Dec 2024 inclusive. Feefo score rounded up to 1 decimal place.
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