Award-Winning, Flexible
KARATE INSURANCE
- Worldwide Protection available
- Cover for training & competitions
- Protection against liability claims
Our Karate Insurance policy options
Put simply, we offer three different policy options…
1. Travel Insurance
Our Sports Travel Insurance will cover you whilst participating in karate abroad for training or competition, and includes cover for medical and repatriation costs, trip cancellation and curtailment, plus more.
2. Travel Insurance Bolt-On
If you have an existing travel insurance policy in place with another provider such as your bank but it does not include cover for karate, we can provide a bolt-on style of protection for your trip.
3. Sports Accident Insurance
Our Sports Accident Insurance is designed to protect you whilst participating in karate in the UK, whether that be for training or competition. The policy provides a range of benefits including personal liability and income protection.
Making claims clearer
WE PAY OUT
82%
OF OUR TRAVEL INSURANCE CLAIMS**
OF OUR POLICY HOLDERS
1.2%
NEEDED TO MAKE A CLAIM**
ON AVERAGE WE PAY OUT
£679
FOR EACH TRAVEL INSURANCE CLAIM**
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Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 60,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
How is our Karate Insurance different?
Most standard travel insurance plans do not cover the risks of martial arts, especially when competitions and tournaments are involved. Our policy, which is underwritten by AXA XL, provides cover for karate and 500 other sports.
If you are planning a trip away, you wouldn’t want to worry about medical bills whilst training or competing in a foreign country. Our Sports Travel Insurance is designed to protect you for a range of risks, from lost luggage to the cost of medical care if you sustain injury or become ill.
For those training karate in the UK, our Sports Accident Insurance will be better suited providing cover for various incidents such as broken bones, physiotherapy costs and personal liability.
Before you hit the training mat, ensure you have the right insurance policy for your needs.
Why do you need Karate Insurance?
Karate sits amongst the higher risk sport groups because it involves body contact, where the potential for serious injuries increases.
Although karate is grounded by self-control and restraint, injuries can occur from contact, overstraining or falls.
During training, a slight shift in momentum or a wrong step could result in serious trauma. Many young students also push their limits too fast, resulting in painful sprains and even broken bones.
Flexibility and muscle control are key components to performing karate, so it is important to work on these in order to avoid sustaining injuries.
Frequently Asked Questions
Yes – unless otherwise stated during the quote process.
Standard travel insurance policies do not always cover martial arts sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.
You can purchase our Karate Insurance online up until 74 years old. Above this age, you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.
Yes, our Karate Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
**Data relates to Sports Travel Insurance claims from Jan 2021 to Dec 2021 inclusive.
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