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Yes, you can increase your cover by buying income protection units to increase your levels of cover for loss of earnings. Each unit increases the benefit by £50 per week. Up to 20 additional “loss of earnings” units can be purchased meaning that the maximum payout per week could be £1000 as long as that […]
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
No, the maximum that you would receive would be a maximum of 75% of your normal take home pay, so £300 in this case assuming you had taken out cover for up to £300 loss of earnings.
You cannot claim for any loss of earnings for the first 2 weeks that you are unable to work, but after that, as long as you are signed off by a doctor, you can claim for up to 26 weeks from the date of the accident.
We would ask to see evidence of your take home pay for the previous year, and divide that by 52 to calculate the weekly payout. Earnings are classed as anything that you pay yourself that you pay tax on.
Yes, we also offer cover specifically for power-lifting. As it is in a higher group, you will need to select the sport of power-lifting and then you will automatically be covered for any gym work you choose to do as well.
Yes, your policy remains valid until it’s natural expiry date. However, you will not be able to purchase another policy once you are no longer a UK/Irish resident.
No, the policy is an annual policy but it is also available for one specific day or several consecutive days. If you reuiqre more than about 7 days cover, it would be more cost effective to take out the annual policy.
While the Sports Accident and Children’s Personal Accident policies are valid worldwide, they are not designed to replace travel insurance and are only for personal accident (death/disability cover) and liability. No medical fees or repatriation costs are covered and therefore it is best to use Sports Travel Insurance for all travel purposes as we can […]
Yes, we allow two postponements, provided that we have written confirmation of cancellation from the activity centre where you planned to undertake the activity.