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The term sporting official is the umbrella name for officials, umpires and referees. Dependent on the sport that they are officiating depends on the name that the official is given; be that an official, umpire or referee. Officials oversee competitive sporting events, games and matches to help maintain and achieve a certain standard of play. The official has the final say on how the match or game pans out and decide on points scored or penalties accumulated.
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To be a sporting official a basic fitness level is required to be able to keep up with the speed of play. To become a sporting official a certain skill set is needed and being trained to a high level in the play and rulings of the specific sport is key. Understanding the game fully that you will be officiating is the key element in being a successful umpire or referee.
Being a sporting official may not seem to be the highest risk sport but refereeing or umpiring a match exposes you to injury or accidents occurring. Making sure that you have sufficient insurance in place to cover yourself against any accident or injury is advised to make sure you are fully protected against any eventuality.