Award-Winning, Flexible

TOUGH MUDDER™ INSURANCE

Buy your
Tough Mudder Insurance in minutes

10% OFF ONLINE*

Buy your
Tough Mudder Insurance in minutes

10% OFF ONLINE*

Web
4.8/5

Independent Service Rating based on
4226 verified reviews.

Feefo2
4.8/5

Independent Service Rating based on
4226 verified reviews.

Our Tough Mudder Insurance policy options

Put simply, we offer three different policy options…

1. Travel Insurance

Our Sports Travel Insurance will cover you whilst participating in a Tough Mudder event abroad and includes cover for medical and repatriation costs, trip cancellation and curtailment, plus more.

2. Travel Insurance Bolt-On

If you have an existing travel insurance policy in place with another provider such as your bank but it does not include cover for Tough Mudder events, we can provide a bolt-on style of protection for your trip.

3. Sports Accident Insurance

Our Sports Accident Insurance is designed to protect you whilst participating in Tough Mudder events in the UK. The policy provides a range of benefits including personal liability and income protection.

Making claims clearer

WE PAY OUT 

82%

 OF OUR TRAVEL INSURANCE CLAIMS**

OF OUR POLICY HOLDERS

1.2%

NEEDED TO MAKE A CLAIM**

ON AVERAGE WE PAY OUT

£679

FOR EACH TRAVEL INSURANCE CLAIM**

Start Your Quote

Q. Which of the following best describes your requirements?

Q. Who is the cover for?

Percentage Discount Save 10% when you buy online Save 10% Online

Important notes about these sports

    You will be covered for the above selected sport(s) plus any sports in sports group 1, 2 and 3. All sports include cover for competition unless otherwise stated.

    Sorry

    We won't cover

    Contact Us

    Cover for the following sports can't be purchased online:

    Please call us on 01494 484800 to purchase cover, or see our full contact details

    Unfortunately we are no longer able to provide insurance to residents of Ireland
    Save 10% when you buy online Save 10% Online

    Important notes about these sports

      You will be covered for the above selected sport(s) plus any sports in sports group 1, 2 and 3. All sports include cover for competition unless otherwise stated.

      Sorry

      We won't cover

      Contact Us

      Cover for the following sports can't be purchased online:

      Please call us on 01494 484800 to purchase cover, or see our full contact details

      Unfortunately we are no longer able to provide insurance to residents of Ireland

      Important notes about these sports

        You will be covered for the above selected sport(s) plus any sports in sports group 1, 2 and 3.

        Sorry

        We won't cover

        Contact Us

        Cover for the following sports can't be purchased online:

        Please call us on 01494 484800 to purchase cover, or see our full contact details

        Unfortunately we are no longer able to provide insurance to residents of Ireland

        Are You Travelling abroad?

        If you are going abroad take a look at our Sports Travel insurance to cover your whole trip, or if you already have travel cover but need extra cover for your sport or activity for a day(s), look at our Activity TopUp insurance. Whilst our Sports Accident insurance is valid worldwide, the benefits do not include cover for medical treatment abroad or repatriation.

        Important notes about these sports

          You will be covered for the above selected sport(s) plus any sports in sports group 1, 2 and 3.

          Sorry

          We won't cover

          Contact Us

          Cover for the following sports can't be purchased online:

          Please call us on 01494 484800 to purchase cover, or see our full contact details

          Unfortunately we are no longer able to provide insurance to residents of Ireland

          Are you travelling abroad?

          If you are going abroad take a look at our Sports Travel insurance to cover your whole trip, or if you already have travel cover but need extra cover for your sport or activity for a day(s), look at our Activity TopUp insurance. Whilst our Children's Sports Accident insurance is valid worldwide, the benefits do not include cover for medical treatment abroad or repatriation.

          Important notes about these sports

            Sorry

            We won't cover

            Contact Us

            Cover for the following sports can't be purchased online:

            Please call us on 01494 484800 to purchase cover, or see our full contact details

            Unfortunately we are no longer able to provide insurance to residents of Ireland

            Why choose us

            30 Years Experience

            We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 60,000 customers a year.

            Professional Claims Handling

            We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.

            Underwritten by Experts

            We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.

            UK Based Customer Service Team

            Our highly experienced Sales team are available to help support you with any questions that you might have.

            5-Star Customer Service Rating

            Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.

            500+ Sports Covered

            Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.

            Do I need tough mudder insurance?

            Tough Mudder events fall under sports group 2, out of 7 sports groups, with group 7 sports being considered the highest risk. However, it is worth bearing in mind that all endurance sports have an inherent risk associated with them.

            For those taking part in the UK, our Sports Accident Insurance will be better suited to you. Providing cover for incidents such as broken bones, physiotherapy costs and personal liability, with optional income protection available, should an injury prevent you from working.

            If you are planning to take part in an event abroad, our Sports Travel Insurance is more suitable. Designed to protect you from a range of risks, from medical care if you sustain an injury or become ill, to cover for lost luggage or trip cancellation.

            Toughmudder-Bottomimage

            What does our Tough Mudder Insurance cover?

            Here are the main benefits of our Sports Accident cover for Tough Mudder events:

            • Permanent disablement
            • Accidental death
            • Broken bones
            • Physiotherapy Fees
            • Optional income protection


            Get an instant quote for Tough Mudder Insurance

            Join thousands of sports enthusiasts who choose us every year

            Or Call us on 01494 484800

            Frequently Asked Questions

            Your standard travel insurance policy may not cover tough mudder or similar events. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

            You can purchase our Tough Mudder Insurance online up until 74 years old. Above this age, you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.

            Yes, our Tough Mudder Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

            * 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only. 

            **Data relates to Sports Travel Insurance claims from Jan 2021 to Dec 2021 inclusive.

            Get an instant quote and buy online now!