Award-Winning, Flexible

TOUGH MUDDER™ INSURANCE

Buy your
Tough Mudder Insurance in minutes

10% OFF ONLINE*

Buy your
Tough Mudder Insurance in minutes

10% OFF ONLINE*

Feefo 2024
4.8/5

Independent Service Rating based on
4770 verified reviews.

Feefo 2024
4.8/5

Independent Service Rating based on
4770 verified reviews.

Our Tough Mudder Insurance policy options

Put simply, we offer three different policy options…

1. Travel Insurance

Our Sports Travel Insurance will cover you whilst participating in a Tough Mudder event abroad and includes cover for medical and repatriation costs, trip cancellation and curtailment, plus more.

2. Travel Insurance Bolt-On

If you have an existing travel insurance policy in place with another provider such as your bank but it does not include cover for Tough Mudder events, we can provide a bolt-on style of protection for your trip.

3. Sports Accident Insurance

Our Sports Accident Insurance is designed to protect you whilst participating in Tough Mudder events in the UK. The policy provides a range of benefits including personal liability and income protection.

Making claims clearer

AVERAGE PAY OUT 

£703

 FOR EACH TRAVEL INSURANCE CLAIM**

OF OUR POLICY HOLDERS

2.05%

NEEDED TO MAKE A CLAIM**

OUR AVERAGE CLAIMS RATING

4.9/5

ACCORDING TO OUR FEEFO SCORE***

Get an instant quote for Tough Mudder Insurance

Join thousands of sports enthusiasts who choose us every year

Or Call us on 01494 484800

Why choose us

30 Years Experience

We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.

Professional Claims Handling

We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.

Underwritten by Experts

We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.

UK Based Customer Service Team

Our highly experienced Sales team are available to help support you with any questions that you might have.

5-Star Customer Service Rating

Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.

500+ Sports Covered

Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.

Do I need tough mudder insurance?

Tough Mudder events fall under sports group 2, out of 7 sports groups, with group 7 sports being considered the highest risk. However, it is worth bearing in mind that all endurance sports have an inherent risk associated with them.

For those taking part in the UK, our Sports Accident Insurance will be better suited to you. Providing cover for incidents such as broken bones, physiotherapy costs and personal liability, with optional income protection available, should an injury prevent you from working.

If you are planning to take part in an event abroad, our Sports Travel Insurance is more suitable. Designed to protect you from a range of risks, from medical care if you sustain an injury or become ill, to cover for lost luggage or trip cancellation.

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What does our Tough Mudder Insurance cover?

Here are the main benefits of our Sports Accident cover for Tough Mudder events:

  • Permanent disablement
  • Accidental death
  • Broken bones
  • Physiotherapy Fees
  • Optional income protection


Frequently Asked Questions

Your standard travel insurance policy may not cover tough mudder or similar events. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

You can purchase our Tough Mudder Insurance online up until 74 years old. Above this age, you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.

Yes, our Tough Mudder Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only. 

** Data relates to Sports Travel Insurance claims from Jan 2023 to Dec 2023 inclusive.

*** Feefo rating relates to Sports Travel Insurance claims review score from Jan 2023 to Dec 2023 inclusive. 

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