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SPORTSGUARD BENEFITS
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All sums insured shown are the maximum payable per person. This is only a brief summary of the cover provided. The full
terms and conditions of this insurance are in the Policy Details which are available on request.
SportsGuard Benefits
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Benefit
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Limit
Referred to
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Gold Cover
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Silver Cover
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Bronze Cover
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Monetary
Excess
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Financial protection TOP-UP per unit (Max 10)
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Personal liability [detail]
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Maximum benefit
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£2,000,000
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£2,000,000
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£2,000,000
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£50
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---
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Personal Accident [detail]
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Accidental Death
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£9,000
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£6,000
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£3,000
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Nil
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---
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Permanent Total Disability
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£30,000
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£20,000
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£10,000
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Nil
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---
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Weekly Benefit/
Loss of Earnings (Temporary Total Disablement)
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£250
per week
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£100
per week
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None
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Nil
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+£50
per week
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Legal Expenses & Advice
[detail]
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Maximum benefit
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£4,500
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£3,000
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£1,500
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Nil
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---
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Inconvenience Benefit [detail]
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Maximum benefit
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£20/night
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£15/night
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£10/night
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Nil
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---
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Parent / Dependent Child Inconvenience Benefit [detail]
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Maximum benefit
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£20/night
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£10/night
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Nil
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Nil
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---
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Consultant Fees [detail]
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Maximum benefit
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£200
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£150
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£100
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£50
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---
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Physiotherapy Fees [detail]
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Maximum benefit
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£350
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£250
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£150
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£50
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---
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Dental Fees [detail]
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Maximum benefit
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£200
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£150
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£100
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£50
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---
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Season tickets [detail]
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Maximum benefit
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£200
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£150
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£75
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Nil
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---
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Rescue/Search Fees [detail]
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Maximum benefit
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£8,000
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£8,000
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£8,000
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£50
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---
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| Explanation of Top-up units |
If you wish to increase the level of Personal Accident – loss of earnings benefits you will receive you may "top-up" the
cover with extra units. For example, if you would like your weekly loss of earnings benefit to be £150 instead
of £100 when purchasing a silver annual policy, you will need to buy one additional top-up unit. Up to 10
additional units may be purchased.
All sums insured shown are the maximum payable per person. This is only a brief summary of the cover provided.
The full terms and conditions of this insurance are in the Schedule Details, which are available on request.
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