Sports Travel Insurance benefits
| Benefits | Limit Referred to |
Gold Cover |
Silver Cover |
Bronze Cover |
Excess | Accident cover between trips |
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Medical Expenses [details] |
Maximum benefit | £5,000,000 | £5,000,000 | £5,000,000 | £50 | No |
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Personal Liability
[details] |
Maximum benefit | £2,000,000 | £2,000,000 | £2,000,000 | £50 | Yes |
| Physical injury | £500,000 | £500,000 | £500,000 | £50 | ||
| Property damage | £300,000 | £300,000 | £300,000 | £200 | ||
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| Legal Expenses & Advice [details] | Maximum benefit | £25,000 | £25,000 | £25,000 | £50 | Yes |
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Search and Rescue [details] |
Maximum benefit | £15,000 | £15,000 | £15,000 | £50 | Yes |
| Sledge expenses | £200 | £200 | £200 | |||
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Cancellation & Curtailment [details] |
Maximum benefit | £3,000 | £1,500 | £500 | £50 | Yes |
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Inconvenience Benefit [details] |
Maximum benefit | £500 | £500 | None | Nil | No |
| per day | £25 | £25 | ||||
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Personal Accident [details] |
Permanent disability | £20,000 | £10,000 | None | Nil | Yes |
| Death | £6,000 | £3,000 | ||||
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Activity Pack [details] |
Maximum benefit | £300 | £300 | None | £50 | No |
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| Travel Delay Abandonment Missed Dept. [details] | Travel delay | £100 | £50 | None | Nil | No |
| each 12 hour period | £25 | £12.50 | Nil | |||
| Abandonment after 24 hours | £2,000 | £1,000 | £50 | |||
| Missed departure | £1,000 | £500 | £50 | |||
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Hi-Jack [details] |
Maximum benefit | £400 | £300 | None | Nil | No |
| per 24 hours | £20 | £15 | ||||
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Catastrophe [details] |
Maximum benefit | £400 | £200 | None | Nil | No |
| transport / day | £40 | £20 | ||||
| compensation / day | £25 | £15 | ||||
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Baggage and Personal Effects [details] |
Maximum benefit | £1,500 | £1,500 | None | £50 | No |
| Single item limit | £300 | £200 | ||||
| Jewellery /Valuables | £200 | £100 | ||||
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| Sports Equipment Extensions [details] | Maximum benefit | £600 | None | None |
£50
+10% |
No |
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Delayed Baggage [details] |
Maximum benefit | £100 | £50 | None | Nil | No |
| per 10 hour period | £20 | £10 | ||||
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| Money and Documents [details] | Maximum benefit | £400 | £100 | None | £50 | No |
| Cash limit | £200 | £85 | ||||
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Personal Assistance [details] |
INCLUDED IN ALL SCHEMES | Nil | Yes | |||
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