Sportsguard benefits
All sums insured shown are the maximum payable per person. This is only a brief summary of the cover provided. The full terms and conditions of this insurance are in the Policy Details which are available on request.
| Benefit | Limit Referred to |
Gold Cover |
Silver Cover |
Bronze Cover |
Monetary Excess |
Financial protection TOP-UP per unit(Max 10) |
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| Personal liability [detail] | Maximum benefit | £2,000,000 | £2,000,000 | £2,000,000 | £50 | --- |
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| Personal Accident [detail] | Accidental Death | £9,000 | £6,000 | £3,000 | Nil | --- |
| Permanent Total Disability | £30,000 | £20,000 | £10,000 | Nil | --- | |
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Weekly Benefit/ Loss of Earnings (Temporary Total Disablement) |
£250 per week |
£100 per week |
None | Nil |
+£50 per week |
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| Legal Expenses & Advice [detail] | Maximum benefit | £4,500 | £3,000 | £1,500 | Nil | --- |
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| Inconvenience Benefit [detail] | Maximum benefit | £20/night | £15/night | £10/night | Nil | --- |
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| Parent / Dependent Child Inconvenience Benefit [ detail ] | Maximum benefit | £20/night | £10/night | Nil | Nil | --- |
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| Consultant Fees [detail] | Maximum benefit | £200 | £150 | £100 | £50 | --- |
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| Physiotherapy Fees [detail] | Maximum benefit | £350 | £250 | £150 | £50 | --- |
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| Dental Fees [detail] | Maximum benefit | £200 | £150 | £100 | £50 | --- |
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| Season tickets [detail] | Maximum benefit | £200 | £150 | £75 | Nil | --- |
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| Rescue/Search Fees [detail] | Maximum benefit | £8,000 | £8,000 | £8,000 | £50 | --- |
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| Explanation of Top-up units |
If you wish to increase the level of Personal Accident – loss of earnings benefits you will receive you may "top-up" the cover with extra units. For example, if you would like your weekly loss of earnings benefit to be £150 instead of £100 when purchasing a silver annual policy, you will need to buy one additional top-up unit. Up to 10 additional units may be purchased. |
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All sums insured shown are the maximum payable per person. This is only a brief summary of the cover provided. The full terms and conditions of this insurance are in the Schedule Details, which are available on request.