Sportsguard benefits

All sums insured shown are the maximum payable per person. This is only a brief summary of the cover provided. The full terms and conditions of this insurance are in the Policy Details which are available on request.

Benefit Limit
Referred to
Gold
Cover
Silver
Cover
Bronze
Cover
Monetary
Excess
Financial protection TOP-UP per unit(Max 10)
 
Personal liability [detail] Maximum benefit £2,000,000 £2,000,000 £2,000,000 £50 ---
 
Personal Accident [detail] Accidental Death £9,000 £6,000 £3,000 Nil ---
Permanent Total Disability £30,000 £20,000 £10,000 Nil ---
Weekly Benefit/
Loss of Earnings (Temporary Total Disablement)
£250
per week
£100
per week
None Nil +£50
per week
 
Legal Expenses & Advice [detail] Maximum benefit £4,500 £3,000 £1,500 Nil ---
 
Inconvenience Benefit [detail] Maximum benefit £20/night £15/night £10/night Nil ---
 
Parent / Dependent Child Inconvenience Benefit [ detail ] Maximum benefit £20/night £10/night Nil Nil ---
 
Consultant Fees [detail] Maximum benefit £200 £150 £100 £50 ---
 
Physiotherapy Fees [detail] Maximum benefit £350 £250 £150 £50 ---
 
Dental Fees [detail] Maximum benefit £200 £150 £100 £50 ---
 
Season tickets [detail] Maximum benefit £200 £150 £75 Nil ---
 
Rescue/Search Fees [detail] Maximum benefit £8,000 £8,000 £8,000 £50 ---
 
Explanation of Top-up units

If you wish to increase the level of Personal Accident – loss of earnings benefits you will receive you may "top-up" the cover with extra units. For example, if you would like your weekly loss of earnings benefit to be £150 instead of £100 when purchasing a silver annual policy, you will need to buy one additional top-up unit. Up to 10 additional units may be purchased.

All sums insured shown are the maximum payable per person. This is only a brief summary of the cover provided. The full terms and conditions of this insurance are in the Schedule Details, which are available on request.

Buyers Guide to Sports Insurance click here