Key Facts about our service

Rugby Team Insurance


SportsCover Direct specialises in insurance for active people. Rugby is one of the major sports we cover. We cover individuals and teams! and cover competition as a standard policy benefit. Every year thousands of Rugby players and teams get covered with us for playing in the UK and when they go abroad on a Rugby tour.

The number of Rugby players in the UK is on a steady increase – especially since England’s World Cup success in 2003 - however so is the number of injuries, both minor and serious. Whether it’s the risk to yourself or others that concerns you – you shouldn’t wait until it is too late. Be very aware that Rugby can be a very high risk activity, and the fault for damage or injury might not be yours.

Whilst no-one can prevent Rugby accidents from happening we all have it in our power to reduce the effects when they do. Why not take action now, before an incident occurs?

Whether you are travelling abroad, wanting protection at home or are worried about loss of earnings we can cover you.

We will also cover a very broad range of other sports and leisure activities in addition to Rugby. Our policies are increasingly chosen by Rugby players in the UK and Ireland. Two types of policy are available for individuals, who are UK or Irish residents, to participate as amateurs.


TeamGuard - Sports Accident insurance for amateur Rugby teams

TeamGuard is specifically designed to cover the Individuals within a Squad who make up a Team. It incorporates non-professionals whilst they are playing or practicing (including travel to and from) both at home and abroad and enables the enjoyment of the sport without the worry of the financial consequences.

Accidents can happen at any level or frequency of Rugby and by taking out an insurance policy you ensure that if you are involved in a Rugby accident the most important issues can be taken care of: personal liability cover, personal accident protection, loss of earnings and rehabilitation cover are some of the options available.

  • Physiotherapy cover
  • Loss of Earnings cover if unable to work due to accident resulting in bodily injury
  • Personal Liability Protection
  • Legal expenses in event of liability action
  • Personal Accident Benefits
  • Rehabilitation cover following accident resulting in bodily injury
  • Full cover for all Rugby activities and cover for all other sports in groups 3, 2 and 1

The RFU advise that "Amateur sports personal accident insurance is a cost-effective way to ensure individuals are compensated in the unfortunate event of an accident resulting in a bodily injury."

For most teams, each member is too valuable to have to suffer as a result of an accident sustained whilst playing or training. The TeamGuard policy is designed to ensure that members of your team have some compensation and protection for financial loss as a result of an accident and some help in recovering as quick and painlessly as possible.

Click here to download the TeamGuard brochure and why not discuss the policy with your club committee.

Due to the bespoke nature of TeamGuard cover cannot be arranged over the Internet, so please call us for all enquires on 0845 120 6400 and we will endeavor to create the most effective policy for your team.

Example prices can be found here however

SportsCover Direct also provides Sports Club Insurance which can be tailored to the clubs needs click here to find out more

Also available:

SportsGuard - Sports Accident Insurance for Amateur Rugby Players

Endorsed by the Rugby Football Union's insurers Marsh UK, SportsCover Direct offer SportsGuard, a scheme that an increasing number of amateur Rugby players use to add additional personal accident and sports injury protection to insure against the financial effects of a sports injury.

The SportsGuard scheme is an annual policy offering 365 day, 24 hour worldwide sports accident cover, which can include:

  • Physiotherapy cover
  • Loss of Earnings cover if unable to work due to accident resulting in bodily injury
  • Personal Liability Protection
  • Legal expenses in event of liability action
  • Personal Accident Benefits
  • Rehabilitation cover following accident resulting in bodily injury
  • Full cover for all Rugby activities and cover for all other sports in groups 3, 2 and 1

The RFU advise that "Amateur sports personal accident insurance is a cost-effective way to ensure individuals are compensated in the unfortunate event of an accident resulting in a bodily injury."

Click here to see the Benefits Table for Gold, Silver and Bronze levels of cover.

Click here to see the Brochure

Get an instant SportsGuard Rugby quote NOW »

Note: This is a not travel insurance, please see our VentureGuard policy for travel cover.

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