Mountain Biking Insurance
SportsCover Direct specialises in insurance for active people. Every year we insure thousands of individuals for riding all over the world. Accidents happen and it's important to ensure that you have suitable insurance cover in place. We rate non-competitive mountain biking in our Sports Group 2 category and for those competing will find competitive-mountain biking in Sports Group 3.
Mountain Biking Travel Insurance
Individuals and groups travelling abroad to mountain bike should consider taking out a travel insurance policy which understands the sport and risks involved. Our mountain biking travel insurance offers benefits such as medical expenses, repatriation, search and rescue and where required baggage and personal affects as well as various other benefits.
Personal Accident Insurance
The sports personal accident insurance is a scheme that an increasing number of mountain bike riders use to gain personal accident and income protection. Should the worse happen you need to ensure that the important things are taken care of. The policy offers various benefits including personal accident, income protection as well as rehabilitation costs. The policy is avaliable for those doing sport in their home country.
More about mountain biking
Mountain Biking is the most recent form of cycling to emerge. From its late 1970’s origins the sport has rocketed in popularity so much so that by 1996 it became an Olympic sport. Generally speaking mountain biking can be broken down into multiple categories including cross country, trail riding, all mountain, downhill, freeride, street jumping and trials. However the vast majority of mountain bike enthusiasts ride for recreational purposes. One of the main reasons behind the sports popularity is that fact that it can be performed almost anywhere from a back yard to a gravel road, but the majority of mountain bikers ride off-road trails, often far from civilisation. There is a real feel of independence and a strong ethic of self-reliance associated with the sport.
There are a number of risks and dangers associated with mountain biking. Often riders travel at speed down steep often unpredictable inclines and through loose narrow tracks covered in loose stone. As a result the more serious falls can result in broken bones or head traumas. The inherent dangers of mountain biking can be greatly reduced with proper riding techniques and safety equipment including a helmet.
Mountain biking is considered a group 2 risk sport for non non-competitive riders or group 3 for those racing competitively. It is very much advised that you obtain suitable insurance before engaging in this sport.