Key Facts about our service

Horse Riding Insurance


SportsCover Direct specialises in insurance for active people. We cover Horse riders for both personal accident insurance and travel insurance if required. We also cover Horse riding at competition level!

Every year hundreds of horse riders and polo players get covered with us for riding in the UK and when they go abroad on holiday's or to compete.

The number of horse riders in the UK is on an increase - however so is the number of injuries, both minor and serious. Whether it’s the risk to yourself or others that concerns you – you shouldn’t wait until it is too late. Be very aware that horse riding can be a very high risk activity.

Whilst no-one can prevent horse riding accidents from happening we all have it in our power to reduce the effects when they do. Why not take action now, before an incident occurs?

Whether you are travelling abroad, wanting protection at home or are worried about loss of earnings we can cover you.


We will also cover a very broad range of other sports and leisure activities in addition to horse riding. Two types of policy are available for individuals, who are UK or Irish residents, to participate as amateurs.

SportsGuard, is a scheme that an increasing number of horse riders use to gain personal accident and sports injury protection to insure against the financial effects of a sports injury sustained whilst horse riding in the UK.

The SportsGuard scheme is an annual policy offering 365 day, 24 hour worldwide sports accident cover whilst horse riding, which can include:

  • Physiotherapy cover
  • Loss of Earnings cover if unable to work due to accident resulting in bodily injury whilst horse riding
  • Personal Liability Protection in the case of damage caused to a third party by you.
  • Legal expenses in event of liability action taken against you
  • Personal Accident Benefits if injured whilst horse riding
  • Rehabilitation cover following accidents resulting in bodily injury

Click here to see the Benefits Table for Gold, Silver and Bronze levels of cover

Click here to see the Brochure

Click here to get an instant SportsGuard Horse Riding quote NOW »

Click here to get an instant SportsGuard Horse Riding Competition quote NOW »


The VentureGuard scheme provides single trip or annual cover for UK residents for holidays world-wide and can include cover for horse riding anywhere in the world. Benefits include:

  • Medical expenses following an accident whilst riding or illness during a trip and includes emergency repatriation cover
  • Personal Liability Protection in the case of damage caused to a third party by you during a trip
  • Cancellation cover for any costs due to cancellation or delay
  • Baggage cover and a sum towards bike cover

If you have existing travel cover with another insurer but it does not include cover for horse riding, we can provide cover for your trip as a "TopUp".


Horse riding holidays should be fun but the unexpected can happen and by taking out a VentureGuard policy for your trip, you ensure that if you have an accident whilst on holiday, the most important issues can be taken care of such as medical expenses and personal liability.

Click here to see the Benefits Table for Gold, Silver and Bronze levels of cover

Click here to see the Brochure

Click here to get an instant VentureGuard Horse Riding quote NOW »

Click here to get an instant VentureGuard Horse Riding Competition quote NOW »

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