Accidents happen more often than you think -- and they can cost you much more than you would expect. Read on to view some recent claims (names and exact details have been changed to protect the confidentiality of the claimants).
Football |
||
|
Broken Leg £2,200 |
Amateur football injury
Whilst going in for a tackle the insured, a forklift truck driver, broke his ankle and was taken to hospital by ambulance. The ankle was put in plaster and the doctor signed the insured off of work for eight weeks to rest and receive treatment. This meant that the insured was unable to work during this time without sick pay due to the employers policy. |
|
Kitesurfing |
||
|
Personal Injury / Liability £Undisclosed |
Kitesurfer blown into side of house
Whilst kitesurfing, the insured experienced equipment failure and ran into trouble. Unable to control his kite the insured was blown into a nearby house on the coastline causing personal injury to himself and damage to roof and fencing of the property. |
|
Kitesurfing |
||
|
Liability £5,000 |
Kitesurfing accident causes damage to 3rd party property
Whilst kitesurfing in medium winds, the insured's powerkite became disconnected and became caught on the mast of a 30ft yacht. The kite proceeded to pull the yacht over and break the mast. |
|
Mountain Biking |
||
|
Liability £1,300 |
Mountain biker collides with car causing 3rd party damage
After a days riding off road the insured cut the corner on her way home and collided with a car causing damage to the bumper and bonnet. (She was fortunately not seriously injured!) |
|
Mountain Biking |
||
|
Personal Injury £2,500 |
Mountain biker suffers serious injury
Whilst out tackling a challenging dissent the insured hit a large tree root sticking out of the ground at speed, which catapulted him from his bike breaking 7 ribs and fracturing his pelvis. After a short period of hospitalisation the insured spent his recovery time in a wheelchair, unable to work. |
|
Rugby |
||
|
Permanent Total Disability £20,000 |
Rugby player paralysed during match
After a wayward tackle during a Sunday league amateur rugby union match the insured was badly injured resulting in serious damage to the player’s vertebrae causing him to be permanently disabled. After a long stay in hospital the insured was unable to return to his job as a tradesman and was required to install a stair lift, as well as other alterations, in his home. |
|