Covering your legal liability resulting from accidents causing death, bodily injury or damage (Limited to £500,000 for physical injuries and £300,000 for property damage per claimant). Excess is £100 for sports equipment of third party.

Accidental Death
Lump sum payable in the event of an accident causing Death (maximum death benefit for under 16's is £2,500)

Permanent Total Disability
Lump sum payable in the event of an accident causing the Insured never to be able to work again or causing loss of, or loss of use of, one or more eyes or limbs. No payment if age 65 years or over.

A fracture of: (Diagnosed osteoporosis or any other existing bone condition is excluded. The total benefit will never exceed the top sum insured as a result of any one accident)

Amount for each 24 hours whilst in hospital as an inpatient following an accident. Maximum 10 nights

Amount for each 24 hours whilst Insured (who is fully dependent) is in Hospital as an in-patient following an accident. Maximum 20 nights.

Replacement or repair of natural teeth following an accident.

All sums insured shown are the maximum payable per person. This is only a brief summary of the cover provided. The full terms and conditions of this insurance are in the Schedule Details, which are available on request.